Persistent Digital Banking Studio

Streamline Operations and Create Superior Banking Experiences with PDBS

Persistent Digital Banking Studio (PDBS) is a pioneering platform that empowers financial institutions to enhance customer experiences, streamline operations, and offer innovative banking services. PDBS integrates seamlessly with leading third-party services, ensuring real-time efficiency and a comprehensive suite of banking solutions.

PDBS integrates seamlessly with leading third-party services, ensuring real-time efficiency and a comprehensive suite of banking solutions.

Key PDBS Features

Deposits Onboarding

Transform account opening experiences with PDBS’s Deposits Onboarding Flow. Users can open savings accounts directly from their mobile devices without assistance from a bank.

Key Benefits

Seamless Account Creation: Enjoy an intuitive, mobile-friendly account opening process
Third-Party Integrations: Access services like Twilio, Onfido, AWS, Mambu, and Stripe to ensure real-time, secure onboarding
User-Friendly Interface: A step-by-step guide ensures hassle-free experiences

Multicurrency Account Creation with Currency Conversion

PDBS simplifies global financial management with its multicurrency account feature, allowing users to manage multiple currency accounts and perform real-time conversions.

Key Benefits

Multi-Currency Management: Effortlessly manage accounts in various currencies
Real-Time Currency Conversion: Instant funds conversion at competitive rates
Integrated Solutions : Seamlessly integrates with AWS, Mambu, and Currency Cloud

Payment to Third Parties Outside PDBS

Manage your financial obligations with ease through PDBS’s external payment feature, offering robust, secure, and flexible payment options.

Key Benefits

Flexible Payment Options: Easily add beneficiaries and make payments
Comprehensive Financial Management: Securely manage payments to external parties
User Control: Full control over transaction processes

Virtual Card Management

PDBS allows users to create and manage virtual debit cards, offering enhanced security and control over digital transactions.

Key Benefits

Virtual Debit Card Creation: Request, block, or suspend cards at any time
Enhanced Security: Fully secure digital transactions with advanced control features
User Convenience: Manage virtual card transactions in real time

Lending Onboarding Journey

Simplify the loan application process with PDBS’s fully digital Lending Onboarding Journey. Users can create loan accounts directly from their mobile devices.

Key Benefits

Efficient Loan Application: Easy-to-use process for setting up loan accounts
User-Friendly Interface: Designed for a smooth, step-by-step loan onboarding experience
No Bank Assistance Required: Complete the process without needing to visit a branch

Loan Account Creation and Repayment (Open Banking)

PDBS’s Loan Account Creation and Repayment feature enables seamless loan management with flexible repayment options through open banking.

Key Benefits

Easy Loan Management: Create and manage loan accounts with ease
Flexible Repayment Options: Repay loans from any linked bank account or PDBS savings account
Comprehensive Loan Overview: Get a clear view of loan details and repayment schedules

Buy Now Pay Later (BNPL) Flow

Empower your customers and redefine online shopping with PDBS’s BNPL Flow, offering short-term financing options for e-commerce purchases.

Key Benefits

Short-Term Financing: Make purchases now and pay later with flexible repayment terms
Seamless Integration: BNPL options easily integrate with e-commerce platforms
Enhanced Purchasing Power: Customers can shop and buy with confidence and flexibility

PDBS Chatbot

PDBS Chatbot is an AI-driven assistant that delivers real-time support and superior customer service, answering user queries and improving engagement.

Key Benefits

AI-Driven Support: Quick, accurate responses enhance customer experience
Real-Time Assistance: Always available 24/7 to resolve issues and provide support
Enhanced Engagement: Keep users informed and engaged with proactive assistance

Multicurrency Wallets with Currency Conversion

Manage and enhance global finances seamlessly with Multicurrency Wallets, designed to enable smooth transactions across different currencies.

Key Benefits

Multi-Currency Management: Open and manage multiple currency accounts effortlessly
Real-Time Currency Conversion: Instant conversion with real-time exchange rates
Integrated Solutions: Powered by AWS, Mambu, and Currency Cloud for secure, reliable transactions