Retail Banking

Retail Banking

Rapidly deploy new digital capabilities by extending your current IT investments for an unmatched customer experience.

Retail banking has been disrupted by non-traditional tech-savvy competitors attacking the most profitable elements in the financial services value chain.

Persistent’s Retail Banking solutions empower banks and financial institutions to replace their legacy systems and enables them to rapidly develop and launch new digital services. Fintechs, Neo, and Challenger banks need to quickly deploy cloud-based banking capabilities to reach new customers with differentiated services.

Benefits
  • Elevate customer experience by enabling faster payments
  • Protect all parties from cybersecurity attacks
  • Modernize applications to increase agility and reduce costs
  • Accelerate Digital Transformation
Offerings & Solutions
Payments

Experience seamless payments across all channels by modernizing existing platofrms and the adoption of cutting-edge digital technologies.

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Cloud & Infrastructure

Modernize Cloud applications, operations and infrastructure in banks and financial institutions to increase agility and reduce costs.

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Intelligent Automation

Solutions that bring the best of low code, RPA, AI and other digital process automation tools to help businesses design and develop enterprise grade applications in weeks, not months and years.

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Data Governance & Security

Establish a single source of truth for better decision-making, management, and compliance using data.

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Persistent Digital Bank and Credit Union Solution

Rapidly deploy new digital banking capabilities including customer onboarding, digital deposits, loan account opening and automated credit decisioning.

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Loan Origination

Automate the loan origination and approval of loans with the simplicity, security, and scalability necessary to process high volumes of loan applications.

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Data & Analytics

Unlock growth through data at the speed of business

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Regulatory Compliance Management

Streamline regulatory processes including Know Your Customer (KYC) and Anti-Money Laundering (AML) programs through integration and automation.

Operations Automation

Rapidly deploy new digital banking and payments capabilities including customer onboarding, digital deposits, loan account opening.

Client Success

UK Credit Unions gain competitive advantage with Gojoko platform

Persistent and Gojoko enabling UK community banks and credit unions to grow and expand into modern financial institutions. Fully automated…

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Client Success

Building a digital loan origination system optimized for solar financing

A digital lending platform for OakStar Bank to power its BrightOak Solar Financing division and better serve customer needs.

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Client Success
Client Success Story- Gojoko – Building the Credit Union Market in the UK
Persistent Systems Client - Gojoko

UK Credit Unions gain competitive advantage with Gojoko platform

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Client Success
Building a digital loan origination system for solar financing

Building a digital loan origination system optimized for solar financing

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Why Persistent?
Proven Track Record

Over 30 years of digital engineering and payments experience working with organizations of all sizes.

Customer-centric Approach

Our human-centered approach brings together design, industry and technology expertise keeping customers at the center of the solution to deliver impactful digital experiences.

Robust Partner Ecosystem

Our partnerships with leading payment platform provide, fintechs and governing bodies enable you to build the right solution for today and the ability for innovate for tomorrow.

News & Insights

Access our latest thought leadership and update on Banking & Financial Services.

whitepaper banner crypto trading
Persistent and Gojoko launch a digital credit union solution

Blog

Re-imagining Banking and Financial Services with the Digital Mosaic

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Whitepaper

Cryptocurrency Trading – A perspective on trends and the value chain for institutional participation

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Press Release

Persistent and Gojoko launch a digital credit union solution enabling credit unions a user-friendly, function-rich banking platform powered by AWS

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Related Offerings & Solutions

Contact us

You can also email us directly at info@persistent.com.

You can also email us directly at info@persistent.com