Digital Banking Enablement

Digital Loan Origination Systems

Achieve massive improvements in efficiencies in loan origination and processing with our flexible workflows, configurable business rules, and ready integrations with internal and external systems. Our solutions and offerings enable you to process various loan products including Personal, Vehicle and Mortgage to name a few from various starting points such as malls, online retail websites, car dealerships, marketing aggregator websites, BOTs and many more.

With our offering, you get:

  • Templates for 20+ Loan Products
  • Readymade loan repayment calculators and amortization schedules
  • Easy integrations with multiple CRMs, Core Banking Systems, Credit Score Providers, BOTs and many other systems
  • A vast choice of technologies for your LOS in addition to building from scratch – e.g. Salesforce, OutSystems, and Appian

Digital System Integration

Build a fully digital set of banking services for your customers in less than three months with Persistent’s Digital Banking template. Our solution is quickly deployable for Loan and Deposit Products, and offers standard integrations with Loan Origination Systems, Credit Decisioning Software, GL Systems and more.

Following are a few highlights:

  • Standard Personal, Home and Vehicle loan products out of box
  • Standard Savings, Checking and Term Deposit products out of box
  • Credit and Debit Card management
  • Complex loan products with flexible amortizations
  • Multi-currency support
  • SOC I TYPE II compliance for Mambu Core Banking in process

Learn more about Mambu’s API-driven Digital Core Banking Engine through an introduction to the Persistent-Mambu partnership.


Significantly shrink the time taken to achieve KYC compliance for individual and corporate loans and deposits from weeks to minutes. Our out-of-the-box eKYC templates enable you to quickly configure and automate your KYC processes. The modular and rule-based ‘Lego Architecture’ allows you to quickly integrate with external KYC data providers and facilitate complete e-KYC without your customers having to visit your office.

With eKYC, our clients experience:

  • Quick deployment that allows them to be up and running in a matter of weeks
  • Superlative experience that brings down their customer’s time involvement from days and weeks to minutes
  • Easy configuration to support various products, compliances and needs
  • Solutions that are functionally designed for geo-specific regulatory and compliance environment

Contact us today to embark on a journey towards digital banking that will transform your processes, drive operational efficiencies and result in higher customer satisfaction.

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