Banking and Financial Services

Unlock growth, strengthen resilience, and earn customer trust with AI-powered financial services.

Featured Insight

Persistent Named in the Gartner Market Guide for Generative AI Services for Banking

Persistent helps enterprises, financial institutions, and FinTechs move from technical debt to competitive differentiation through a platform mindset. We modernize core platforms, unify payments infrastructure, and embed AI across operations. From regulatory compliance to real-time payments, we align modernization with strategic priorities to accelerate product launches, improve cost-to-income ratios, and build customer trust.

Retail Banking

Re(AI)magine retail banking with modern technology solutions that help banks and financial institutions go beyond legacy modernization. We leverage AI-driven digital engineering to cut technical debt faster, accelerate time-to-market for new products, and deliver distinctive customer experiences that drive growth and loyalty.

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Our Offerings

Digital Banking
Intelligent Operations
Salesforce for Banking Services
Lending Transformation
Core Modernization
Banking-as-a-Service
Digital Customer Experience

Our Offerings

Digital Banking
Intelligent Operations
Salesforce for Banking Services
Lending Transformation
Core Modernization
Banking-as-a-Service
Digital Customer Experience

Corporate Banking

Enhance customer experiences, integrate digital solutions, and pivot to an open banking ecosystem that delivers speed, transparency, and control. Persistent helps banks and finanvial institutions modernize legacy systems, simplify complex processes, and use AI to automate operations, improve efficiency, and deliver differentiated experiences that drive long-term value.

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Our Offerings

Payments

Stay seamless, secure, and future-ready. Leverage AI-driven platforms to embrace emerging payment technologies, build customer loyalty, ensure regulatory compliance, and streamline global transactions with real-time intelligence.

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Our Offerings

Payments Advisory Services
Payment Modernization & Engineering
Payments Platform Development
Hosted/Managed Services
Web 3.0
Hosted/Managed Services
Payment Data & Insights
Fraud Prevention & Security
Digital Wallets

Our Offerings

Payments Advisory Services
Payment Modernization & Engineering
Payments Platform Development
Hosted/Managed Services
Web 3.0
Hosted/Managed Services
Payment Data & Insights
Fraud Prevention & Security
Digital Wallets

FinTech & Financial ISVs

Build smarter, faster, and more scalable products with innovation that simplify complexity and enhance customer experiences. Integrate AI into the software development lifecycle to accelerate time-to-market and boost developer productivity.

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Our Offerings

Wealth & Investments

Empower customers with simplified, hyper-personalized wealth offerings. Deliver seamless, tailored experiences across channels and digital touchpoints with real-time access to personalized insights.

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Our Offerings

Digital Wealth Management
Smart Operations
Sales Pitchbook
Data-Driven Business
Digital Transformation

Our Offerings

Digital Wealth Management
Smart Operations
Sales Pitchbook
Data-Driven Business
Digital Transformation

Re(AI)magining^TM
Banking and Financial Services

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We’re delighted to have worked with Persistent systems on our submission for the Global CBDC challenge. Persistent took on the challenge with huge enthusiasm and moved at incredible pace when acting on feedback.

Balaji Natarajan
Head, Payments and Cash Management, Asia Transaction Banking, ANZ Banking Group Limited, Singapore

We selected Persistent to help us build our platform for a number of reasons, including their deep experience and expertise in the digital banking space and with the core component technologies we have chosen, and also because our strategy aligns closely with Persistent’s own thinking on Digital Mosaic. We took great comfort in finding that alignment, and as a result, our relationship is proving to be a great fit.

Sudip Dasgupta
CTO at Monument Bank

Persistent was very helpful with helping us with infrastructure automation, simplification of different systems that we have. We found Persistent to be a really good partner during our enterprise applications migrating to the cloud.

Amit Agarwal
Director of Product Development at Intuit

Client Success

Accelerating BI Migration with AI-Driven Automation and Accessibility Standards

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Modernizing BI: Seamless Tableau to Microsoft PowerBI Migration

Client Success

Accelerating business intelligence modernization through seamless migration from Tableau to Microsoft PowerBI

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Client Success

From AI Chaos to Controlled Velocity: How One Wealth Leader Scaled GenAI Responsibly

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Client Success

From Six Weeks to Same-Day Control: How Persistent Enabled Pricing Agility for a Fintech Powering North America’s Banks

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Client Success

Persistent helps GB Bank launch cloud-native digital banking solutions

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Client Success

Salesforce Customer Data Platform implementation for a Tier-1 US Bank

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Client Success

US financial and retail tech major drives 60% sales conversions with store-as-service

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Persistent helps Qapita mirror their cap table data to Blockchain and enables tokenizing equity shares

Client Success

Qapita tokenizes equity-based systems to enable trading using Stablecoin

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Client Success

Gojoko significantly reduces loan disbursement time with AWS

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Why Persistent?

Proven BFSI Depth

35+ years of financial services engineering with 125+ BFSI clients, including 23 Fortune 500 institutions and multiple G-SIBs. Long-term engagements scaled to 50+ programs and 700+ engineers for a single Tier-1 bank.

AI-Powered Advantage

Proprietary platforms—SASVA™ and iAURA—deliver 30%+ productivity gains, 60% faster prototyping, and 45% cost savings in data and BI modernization. Backed by 35+ AI patents.

Proven at Scale

Recognized by Everest, Gartner, and ISG for BFSI leadership. 23,000+ cloud and AI certifications and 5,500+ product releases for 250+ ISVs powering global financial platforms.